1240 Willowgate Lane, St. Charles, IL 60174 (MLS # 12788275)

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PRICE $1,099,000 dsIDX morgage calculator
BEDS 3
BATHS 3.5
HOME SIZE 3,636 sqft
LOT SIZE n/a

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

DAYS ON MARKET 1 LAST UPDATED 10/20/2026
YEAR BUILT 1993 COMMUNITY Campton Hills / St. Charles
GARAGE SPACES 2.0 COUNTY Kane
STATUS Active PROPERTY TYPE(S) Condo/Townhouse/Co-Op


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
AMENITIES Insurance, Maintenance Grounds, Maintenance Structure, Snow Removal
APPLIANCES Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener, Water Softener Owned
AREA Campton Hills / St. Charles
BASEMENT Finished, Walk-Out Access, Yes
CONSTRUCTION Brick
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Forced Air
HOA DUES 623
INTERIOR Entrance Foyer, Vaulted Ceiling(s), Wet Bar
LOT 0
LOT DESCRIPTION Cul-de-sac
LOT DIMENSIONS 37x115
PARKING Asphalt, Garage Door Opener, Attached, Garage
SEWER Public Sewer
STORIES 2
TAXES 20110
VIEW Yes
VIEW DESCRIPTION Water
WATER Public
WATER ACCESS FOX RIVER
WATERFRONT Yes
WATERFRONT DESCRIPTION River Front
MORTGAGE CALCULATOR
   

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Listed with eXp Realty - St. Charles
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