645 W Surf Street #A4, Chicago, IL 60657 (MLS # 12691609)

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PRICE $649,000 dsIDX morgage calculator
BEDS 2
BATHS 2.5
HOME SIZE n/a
LOT SIZE n/a

Nestled on a quiet, tree-lined one-way stretch of Surf in prime southeast Lakeview, this beautifully updated duplex penthouse is an absolute gem. Filled with natural light, this distinctive 2-bedroom, 2.5-bath walk-up condo features newly refinished hardwood floors throughout, generous outdoor space, and a thoughtfully designed floor plan ideal for both entertaining and everyday living. The open-concept main level centers around a bright, modern kitchen with white cabinetry, granite countertops, stainless steel appliances, a large pantry, and an island with breakfast bar seating. There's also ample room for a full-size dining table, making the space as functional as it is inviting. The sunny living room is anchored by an inset fireplace flanked by beautiful custom built-ins, and opens seamlessly to a spacious private balcony overlooking the treetops. A rare main-level powder room adds both convenience and practicality for guests. Upstairs, you'll find two well-appointed bedrooms, including a welcoming primary suite with a spacious walk-in closet and an en-suite bathroom with a rare skylight. The second bedroom easily accommodates guests, a home office, or both. Both full bathrooms have been beautifully renovated with custom tile work and stylish cabinetry. Completing this unique home are central heat and AC, in-unit laundry, and a secure, dedicated garage parking space included in the price. Low assessments! All of this in an unbeatable Lakeview location, just moments from Lincoln Park, the lakefront and park, Belmont Harbor, Diversey driving range, Trader Joe's (just a block south) and an endless amount of wonderful restaurants and shops along Broadway, Clark and Diversey. Be sure to check out the 3D Matterport Walkthrough via the Virtual Tour link!

DAYS ON MARKET 1 LAST UPDATED 7/7/2026
YEAR BUILT 1997 COMMUNITY CHI - Lake View
GARAGE SPACES 1.0 COUNTY Cook
STATUS Active PROPERTY TYPE(S) Condo/Townhouse/Co-Op

SCHOOLS
School District Lake View High School
Elementary School Nettelhorst Elementary School
High School Lake View High School


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
AMENITIES Insurance, Snow Removal, Water
APPLIANCES Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
AREA CHI - Lake View
BASEMENT None
CONSTRUCTION Brick
EXTERIOR Balcony
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Forced Air, Natural Gas
HOA DUES 340
INTERIOR Cathedral Ceiling(s), Walk-In Closet(s)
LOT 0
LOT DIMENSIONS COMMON
PARKING Attached, Garage
SEWER Public Sewer
STORIES 4
TAXES 8871.52
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
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*Estimate only

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Listed with Cadence Realty
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